Logan Sachon has some bad advice but he presents a compelling list:

Things That Seem More Likely To Me Than Growing Old And Having No Money or Means To Get Money

A planet colliding with our planet
An asteroid colliding with our planet
Gamma rays
Winning the lottery
Rising sea levels wipe out eastern seaboard
Tsunami wipes out eastern seaboard
Worldwide economic collapse
Plane crash
Writing a thing and getting it optioned for a zillion dollars
War with China
War with Iran
War with North Korea
War with anyone, really